How it works

End-to-end on the web portal

Borrower and realtor paths, step by step. Reverse U/W organizes profile and soft-credit insights—it does not lend, broker loans, or issue approvals.

Interactive portal walkthrough

Switch between borrower and realtor paths. Each step matches a live screen in the Reverse U/W web portal.

$16.99 one-time — profile, one soft pull, one assessment

app.reverseuw.com

Get started

Choose your path

Understand your mortgage-readiness before beginning the homebuying process.

I am preparing to purchase a home

Create a borrower account

I am a real estate professional

Invite and support buyers

Already have an account? Sign in

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What never appears on a receipt

  • iSoftPull’s $3.99 vendor cost (internal to Reverse U/W)
  • Stripe processing fees
  • A separate “credit report fee” line

Sharing rules

  • One person per login — co-borrowers use their own accounts
  • Realtor access requires the borrower’s authorization
  • Realtors never see SSN, full account numbers, or payments
Reverse U/W is an independent mortgage-readiness and prescreening platform. Reverse U/W is not a mortgage lender, mortgage broker, creditor, credit-repair organization, or provider of mortgage loan approvals. Results are preliminary, informational, and based on information provided by the user and information obtained through an authorized soft credit inquiry. Results do not constitute a loan approval, preapproval, prequalification letter, commitment to lend, or guarantee of mortgage eligibility. Final eligibility must be determined by a licensed mortgage professional and an authorized mortgage lender following a complete application, verification, and underwriting review.

Ready to try the workflow?

Create a free account, or contact us with questions.

Process

The Reverse U/W process

One simple path from applicant intake to clearer agent conversations—before the loan process begins.

  1. 01

    Applicant starts

    Creates their profile and provides information.

  2. 02

    Profile gets organized

    Reverse U/W structures the information and identifies gaps.

  3. 03

    Agent reviews

    Agents see a cleaner, more complete applicant profile.

  4. 04

    Move forward confidently

    Better conversations before the loan process begins.

We help you

We help you prepare, organize, and move forward

Whether you’re a homebuyer or a real estate professional, Reverse U/W brings structure to mortgage-readiness—without acting as a lender.

Homebuyers prepare earlier

Build a complete profile, authorize a soft pull, and understand readiness before shopping intensifies.

Agents review with clarity

See authorized summaries so consultations start with structure—not scattered follow-ups.

Spot gaps before surprises

Surface missing or incomplete information while there’s still time to act on it.

Have better conversations

Turn readiness insights into clear next steps—without treating results as a loan decision.

Keep everything organized

One portal for intake, assessment, and optional sharing—so teams stay aligned.

Hand off cleaner files

Guide applicants toward a licensed mortgage professional with clearer context.

Download our Reverse Underwriting mobile app now

Review applicant readiness, track next steps, and stay aligned with your team—wherever work takes you.

1,200+

Borrowers

100+

Realtor / Broker

1,300+

Active users

For iOS

iOS 15.0+

Download App

For Android

Android 8.0+

Download App