Borrower features

What borrowers get

A clear look at the borrower portal—soft credit, readiness assessment, improvement plan, realtor invites, and settings.

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The walkthrough

Built for clearer readiness

Each section below matches a live borrower screen. See what you get, what to expect on the page, and how it connects to mortgage-readiness—without Reverse U/W acting as a lender.

Credit
Soft inquiry only

Authorize your soft credit pull

Soft credit collects consent again before any inquiry. Reverse U/W requests a soft pull for mortgage-readiness evaluation—not a hard inquiry, and not a loan approval.

  • Explicit authorization — you confirm SSN, date of birth, and consent before anything is pulled.
  • Soft inquiry — used for readiness evaluation and should not impact your credit score like a hard pull.
  • Clear disclaimers — the screen states this is not a lender decision or loan approval.
app.reverseuw.com/borrower/credit-authorize
Soft credit — authorize a soft pull for mortgage-readiness evaluation only.
Soft credit — authorize a soft pull for mortgage-readiness evaluation only.
Results
Readiness view

See your mortgage-readiness assessment

Assessment turns profile and soft-pull data into a plain-language readiness category, key estimates, and suggested next steps—so you know what to strengthen before shopping intensifies.

  • Readiness category — for example Ready with conditions, plus a short explanation.
  • Key estimates — soft-pull score, front- and back-end DTI, estimated max housing, and reserves.
  • Suggested next steps — targeted actions you can carry into your improvement plan.
app.reverseuw.com/borrower/assessment
Assessment — readiness category, soft-pull score, DTI estimates, and next steps.
Assessment — readiness category, soft-pull score, DTI estimates, and next steps.
Progress
Progress tracking

Track your improvement plan

Improvement plan turns assessment recommendations into open items. Start them, mark them done, or dismiss what does not apply—then re-run analysis when you are ready to verify.

  • Open, reported, verified — status counts show what still needs attention.
  • Action controls — Start, Mark done, or Dismiss on each recommendation.
  • Re-analysis — system verification happens when you update your profile and re-run analysis.
app.reverseuw.com/borrower/improvement-plan
Improvement plan — open items from your assessment with progress controls.
Improvement plan — open items from your assessment with progress controls.
Sharing
Your control

Manage realtor invites and sharing

Invites is where you accept or decline realtor invitations and manage sharing after you connect. Nothing is shared until you say yes.

  • Accept or decline — review who invited you and decide before any summary is shared.
  • Explicit authorization — an invite alone never grants access to your readiness details.
  • Privacy boundaries — realtors never see SSN, full account numbers, or payment details through Reverse U/W.
app.reverseuw.com/borrower/invites
Invites — accept or decline realtor invitations and manage sharing.
Invites — accept or decline realtor invitations and manage sharing.
Account
Preferences

Control notifications and get support

Settings keeps account preferences close: email notifications when your realtor requests updates, plus a direct path to contact support.

  • Email notifications — toggle alerts for realtor requests and important account events.
  • Contact support — send a message about profile, credit pull, or account help.
  • Secure preferences — save notification choices without leaving the borrower portal.
app.reverseuw.com/borrower/settings
Settings — notification preferences and contact support.
Settings — notification preferences and contact support.

Download our Reverse Underwriting mobile app now

Review applicant readiness, track next steps, and stay aligned with your team—wherever work takes you.

1,200+

Borrowers

100+

Realtor / Broker

1,300+

Active users

For iOS

iOS 15.0+

Download App

For Android

Android 8.0+

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Ready to strengthen your applicant consultation process?

Organize readiness earlier—then get started free.

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